Fintech • Acquired

Y Combinator logo
Joe app logo

We built a YC-backed Fintech app for the founders of Joe

We built a YC-backed Fintech app for the founders of Joe

Joe let customers buy now and pay later on any store in Europe. It went through Y Combinator and reached acquisition — the kind of outcome that proves we understand serious technical execution, speed, security best practices, and operational pressure.

YC W22

YC W22

US Top Incubator

BNPL

BNPL

Europe Fintech

Europe Fintech

$6M Exit

$6M Exit

Acquired

Acquired

Joe fintech product screenshot
Joe fintech app interface

Case Studies

A few projects, real outcomes

A few projects, real outcomes

Fitmeid: Vending machines that sell what the gym doesn't stock

100+ partner gyms across France, rated 4.8/5

We built Fitmeid's web app, merchant interface, and full e-commerce infrastructure — the system behind smart vending machines that let gym members order supplements on the spot, even when the gym carries no stock. Orders route through our infrastructure to a centralized warehouse, which fulfills and delivers to the member or the gym directly. The result: gyms increase their revenue without managing inventory. Fitmeid now counts 100+ partner gyms across France, with a 4.8/5 rating across 80+ reviewed locations.

Fitmeid: Vending machines that sell what the gym doesn't stock

100+ partner gyms across France, rated 4.8/5

We built Fitmeid's web app, merchant interface, and full e-commerce infrastructure — the system behind smart vending machines that let gym members order supplements on the spot, even when the gym carries no stock. Orders route through our infrastructure to a centralized warehouse, which fulfills and delivers to the member or the gym directly. The result: gyms increase their revenue without managing inventory. Fitmeid now counts 100+ partner gyms across France, with a 4.8/5 rating across 80+ reviewed locations.

Bictorys: Cross-border payments, built to clear a Central Bank

Secured a BCEAO license (Fintech)

Bictorys needed a mobile payment app robust enough to support three distinct user types, built alongside a backend designed to meet the compliance standards of BCEAO, West Africa's Central Bank — a license that doesn't get granted to sloppy infrastructure. We built the mobile side; the founder's team handled backend compliance. When funding ran out mid-project, we stayed on to finish the work, shipping the app to the App Store and Google Play. The license is proof of what real teamwork, under pressure, can produce.

Bictorys: Cross-border payments, built to clear a Central Bank

Secured a BCEAO license (Fintech)

Bictorys needed a mobile payment app robust enough to support three distinct user types, built alongside a backend designed to meet the compliance standards of BCEAO, West Africa's Central Bank — a license that doesn't get granted to sloppy infrastructure. We built the mobile side; the founder's team handled backend compliance. When funding ran out mid-project, we stayed on to finish the work, shipping the app to the App Store and Google Play. The license is proof of what real teamwork, under pressure, can produce.

iVOBS: Global Crypto Marketplace

From a stalled build to a stage at Web Summit Qatar

iVOBS spent two years with a previous agency that couldn't ship — a multi-currency marketplace with stablecoin conversion, wallet infrastructure, and bank-grade security is not a weekend build. We took over the project, rebuilt what needed rebuilding, and got it live: a marketplace where merchants sell globally and get paid in EUR/USD with automatic crypto conversion. The result didn't just launch — it earned a stand at Web Summit Qatar, in front of the exact audience this product was built for.

Outcome: revenue workflow shipped fast

Fintech onboarding product

A focused product build for operators who needed a polished user flow, clear conversion path, and launch-ready interface without managing a large team.

Project case study image

Outcome: mobile experience ready for launch

Consumer app interface

A high-trust mobile product experience designed to make the core action feel simple, premium, and ready for real users from day one.

Mobile app case study image

Outcome: revenue workflow shipped fast

Fintech onboarding product

A focused product build for operators who needed a polished user flow, clear conversion path, and launch-ready interface without managing a large team.

Project case study image

The kind of work founders come back for.

More of what we've shipped

More of what we've shipped

iVOBS: Crypto Marketplace

Buy products & services with cryptos

iVOBS: Crypto Marketplace

Buy products & services with cryptos

Campus

Student Social Network

Campus

Student Social Network

Edpro: Profit Calc

Identify your winning products

Edpro: Profit Calc

Identify your winning products

Sapiow: Book an Expert

Talk to in-demand experts

Sapiow: Book an Expert

Talk to in-demand experts

TaxiSen

Book and negociate your ride

TaxiSen

Book and negociate your ride

Pharmeid

In-pharmacy kiosks for ordering

Pharmeid

In-pharmacy kiosks for ordering

Fitmeid

Order supplements from your gym

Fitmeid

Order supplements from your gym

Edaktarii: Book a Doctor

Talk to in-demand doctors

Edaktarii: Book a Doctor

Talk to in-demand doctors

Django: Buy Now Pay Later

BNPL for consumers

Django: Buy Now Pay Later

BNPL for consumers

KOLI: Peer-to-Peer Delivery

Send packages through travelers

KOLI: Peer-to-Peer Delivery

Send packages through travelers

Visioglobe

Interactive Indoor Maps

Visioglobe

Interactive Indoor Maps

Labs AI: Text to Speech

Turn any text into lifelike speech

Labs AI: Text to Speech

Turn any text into lifelike speech

PayBack: Staff Benefits

BNPL for employees

PayBack: Staff Benefits

BNPL for employees

BEPO: Cooking Battles

Cooking duels, TikTok-style

Bictorys

Mobile money checkout for merchants

Bictorys

Mobile money checkout for merchants

Treezor

Banking-Grade SDKs

Treezor

Banking-Grade SDKs

Anemone

Art Social Network

Anemone

Art Social Network

Client Testimonials

Hear what clients are saying about us

Kevin Ohana

CEO @Joe (YCombinator)

I'm delighted to recommend Alassane of BeTech for his development skills. From the outset of his time with Joe, he has demonstrated great professionalism and consistently exceeded our expectations. He has always played a crucial role in the realization of complex projects. His technical expertise combined with his commercial vision has greatly contributed to the success of our development initiatives. I highly recommend Alassane for his development expertise and ability to deliver innovative solutions. His contribution has been invaluable to our company, and I am convinced that he will bring the same excellence and dedication to any future venture.

Kevin Ohana

CEO @Joe (YCombinator)

I'm delighted to recommend Alassane of BeTech for his development skills. From the outset of his time with Joe, he has demonstrated great professionalism and consistently exceeded our expectations. He has always played a crucial role in the realization of complex projects. His technical expertise combined with his commercial vision has greatly contributed to the success of our development initiatives. I highly recommend Alassane for his development expertise and ability to deliver innovative solutions. His contribution has been invaluable to our company, and I am convinced that he will bring the same excellence and dedication to any future venture.

Maria Teresa Rendo

SCA Manager @Treezor

The best mobile app developer out there! I wholeheartedly recommend Alassane from BETECH. He has an incredible strength that few people possess in this field: super tech-savvy, but also able to break down information for non-experts (like me) while keeping a real client-focused, business-minded approach. Almost a teacher's role, as I learned so much by his side. Thank you so much!

Maria Teresa Rendo

SCA Manager @Treezor

The best mobile app developer out there! I wholeheartedly recommend Alassane from BETECH. He has an incredible strength that few people possess in this field: super tech-savvy, but also able to break down information for non-experts (like me) while keeping a real client-focused, business-minded approach. Almost a teacher's role, as I learned so much by his side. Thank you so much!

Wilfried Bapte

CEO @Payback

I'd like to highlight the application development skills of Alassane & BeTech. As developers of our project, they played an important role in its success. Their responsiveness, ingenuity and thorough understanding of our needs were key elements in bringing the project to fruition. Their contribution propelled the application to an optimal level in terms of quality and functionality. Many thanks for this exemplary collaboration.

Justin Galvez

CEO @Gymate

Very responsive and professional, I highly recommend BeTech for their development skills. BeTech played an essential role in the realization of complex and innovative projects. All were successfully completed!

Ines Yahyaoui

CEO @ESS

I hired Betech to take over my project and develop new features. Communication was incredibly smooth, they immediately understood what we wanted, and I think we’re off to a great start for a long-term partnership. I highly recommend them 👍

Ines Yahyaoui

CEO @ESS

I hired Betech to take over my project and develop new features. Communication was incredibly smooth, they immediately understood what we wanted, and I think we’re off to a great start for a long-term partnership. I highly recommend them 👍

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DISCLAIMER: BETECH is a software development studio. The credentials referenced (including prior experience as a founding engineer at a YC-backed fintech acquired by a major bank) describe past professional experience and do not guarantee any specific outcome for your project, including funding, user growth, or acquisition. Delivery timelines (including our 4-week MVP) assume an agreed, fixed scope and timely collaboration from the client; timelines may vary with scope changes or delays in client input. The content on this website is for informational purposes only.

DISCLAIMER: BETECH is a software development studio. The credentials referenced (including prior experience as a founding engineer at a YC-backed fintech acquired by a major bank) describe past professional experience and do not guarantee any specific outcome for your project, including funding, user growth, or acquisition. Delivery timelines (including our 4-week MVP) assume an agreed, fixed scope and timely collaboration from the client; timelines may vary with scope changes or delays in client input. The content on this website is for informational purposes only.